Opening a restaurant, café, takeaway, or even replacing essential equipment can be a significant financial commitment. At Vincofy Ltd, we make the process easier by offering fast and efficient financing solutions tailored to your business needs. Whether you’re launching a new project or upgrading equipment, we provide leasing, lease purchase, or financing options depending on your circumstances.
Benefits of Leasing:
- No Large Upfront Costs
Leasing eliminates the need for substantial initial payments, allowing you to allocate your cash toward other business priorities such as inventory or marketing, rather than locking it into depreciating assets.
- Pay as You Earn
Get immediate access to the equipment you need and spread the cost over its useful life. Secure what you need today without waiting to save for it. - Fixed Payments
Leasing terms come with fixed monthly payments and interest, making it easier for you to manage cash flow, budgeting, and forecasting. Choose a payment plan that aligns with your business needs. - Open to All Business Types
From limited companies and sole traders to charities and partnerships, we welcome all types of businesses to apply for financing. - Tax Benefits
For many businesses, finance lease rentals can be 100% tax-deductible, potentially reducing your taxable profits.
Who Can Apply?
We offer financing to a wide range of businesses, regardless of size. This includes:
- Limited Companies
- Partnerships
- Community Interest Companies (CICs)
- Public Limited Companies (PLCs)
- Sole Traders
- Charities
- And many more.
Qualification Criteria:
To be eligible for financing, you should meet the following criteria:
- Established Business: Operating for over 18 months.
- Homeowner: Must own property.
- Good Credit History: A solid credit history is required.
- Guarantor for New Starters: New businesses may require a guarantor.
- Established Tenants: Minimum of 2 years of trading for tenants.
How to Apply for Finance:
Applying for financing is simple and can be done in 5 easy steps:
- Add the items you need to your basket and complete the order as usual.
- At checkout, after filling out the required information, select the “Apply for Lease Finance” button.
- Complete the invoice and delivery instructions.
- Once submitted, your order and details will be sent to our Finance Team.
- Our team will contact you directly to discuss rates, weekly/monthly payments, and finalize your application.
Legal Disclaimer:
Business leasing finance is available only for business use customers.
Vincofy Ltd is not a credit broker and does not act as an intermediary in any financial transactions. We connect you with brokers who can help you find suitable asset finance lenders at no charge. We do not provide recommendations or advice on the suitability of specific financial products. When you apply for a quote, your details may be shared with multiple lenders to help secure the best possible financing options.
